Zimbabwe! no but seriously.there are so many loophole's already found with the new reform that it seems like it could be more of a hindrance to the American people and economy, personally they should have waited a few more years to make a new reform as this can plunge us all into an economic downfall. Take the global economic downfall, that had nothing to do with Canada but we got hit very hard because of it (we didn't start to get hit until three months after the states got hit meaning that we were getting money sucked out of us by the states, if you disagree thats because you don't live here to know the dmg we took from America's economic fall, not to mention the fact that more then half of our business's are American owned). so this could really make or break America depending on what the American people's and government will do. cya
P.S. $940 Billion + 10 year's = America as a third world nation or America as a continuing super power